Book Your Free Initial Conversation
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What sort of retirement are you looking forward to?

Our advisers are here to help you secure your financial future with independent pension planning and retirement advice.

Book a consultation with one of our Marlow based advisers.

"Through financial planning and top-class service, we aim to provide complete peace of mind"

Whether you are due to retire in 10 years, 5 years or 6 months, our fully qualified pension advisers can help you make the right decisions now - to maximise your pensions and investments for the future.

With our Financial Planning Service, which includes cashflow planning, we can predict your annual retirement income and help answer all the questions you have plus one's you may not have even though of yet.

You might be thinking:

  1. How much could I afford to take out of my pension in retirement?
  2. Should I consolidate my pensions
  3. Which investments should I use first during retirement?
  4. How much can I afford to gift without affecting my retirement?
  5. Am I making the most of my tax allowances?
  6. What happens to my wealth when I die?
  7. How will financial decisions I make today affect my long-term future?
  8. What happens if my partner or I need care in retirement?
  9. How do I manage my Lifetime Tax allowance?

Enquire for your FREE Initial Conversation

Organise your FREE 15 minute consultation to find out how we can help you secure your financial future. Complete the contact form and one of the team will be in touch to arrange your consultation. Alternatively, please call 01494 937400 or email info@herbertandwebster.co.uk

If you have a pension of £400,000 or more our independent pension advisors can assess your current situation, then help with retirement planning - you might be able to retire earlier than you had thought.

As you approach retirement age, it is important to review your financial situation and your pension investments regularly... we can also take care of pension consolidation so you can be confident you are on the right track.

Our Fees

We like to be open and honest about our fees. First off, we offer a FREE telephone consultation to see if we're a good match for each other; if we are then we'll set up an initial meeting which is also complimentary.

After our initial meeting, fees for our advice are as follows:

  1. Financial Planning Fee - £2,500
  2. Implementation Fee - 3%
  3. Ongoing Fee - 0.5%

A question we’re often asked is, ‘Do we charge exit fees?’

The simple answer is ‘No’. We’re so confident that once you start working with us, the benefits of having us by your side means you’ll want to remain a client. Our client retention rate is testament to this.

Please note the ongoing fee is 0.5% of the assets you have with us so this fee will increase as your investment grows. Increased fees are a sign that your investments are growing.

Why choose Herbert & Webster:

  • Fully independent financial planners
  • Directly authorised by the Financial Conduct Authority (FCA)
  • Backed by the Financial Services Compensation Scheme (FSCS)
  • Chartered Firm – only 10% of financial adviser firms in the UK are chartered
  • Professional indemnity insurance of £3 million (nearly double the minimum requirements)
  • Fully qualified Financial Advisers
  • All advisers are directly employed
  • Highly educated, qualified and tech savvy

We’re independent and directly authorised by the FCA, which means we’re not tied to one product provider so offer unbiased and unrestricted advice based on a comprehensive and objective analysis of your financial situation and the current market.

We’re free from any restrictions that could affect an adviser's ability to recommend what’s best for you.

Our dynamic and ambitious team are unlike most financial adviser firms you’ll find in the UK.

Your Financial Journey...

Securing your financial future in 4 easy steps:

    1. Free 15 minute conversation - free initial call or online meeting via Zoom to understand your current situation and aspirations, see if we're a good fit for you and explain the information we'll need to move to the next step of your financial journey with us.
    2. Initial meeting(s) - face to face or remote, we will look through all the information you've been able to provide; practical stuff like your current investments and pension and more importantly discuss your future goals and how you can achieve them.
    3. Cashflow Planning & Investment Recommendations- we'll create a bespoke, detailed cashflow forecast which will help you visualise your financial future and answer many of the questions you currently have.

      We will make our recommendations based on your current and future financial situation and life goals.
    4. Ongoing Service - The most important part of our service - We will be by your side to keep you on track to reach your financial goals based on our recommendations.

      We will monitor your progress, adapting your personalised plan in reaction to any real world events or unexpected changes in your personal circumstances and help keep you focused on reaching your objectives.

Your dedicated financial planner can help you with the following:

  • Cashflow planning
  • Investments & ISAs
  • Pension planning
  • Tax planning
  • VCT, EIS and Business Relief
  • And when the time comes, inheritance tax and estate planning

Basically, we provide a complete independent financial planning service, whatever stage of life you’re at…

...so you can be confident you’re on the right track

Ready to take the next step?