Book Your Free Initial Conversation
Herbert and Webster white Transparent

Independent Financial Advisers - Banbury

Holistic financial planning to help you secure your financial future

Through financial planning and top-class service, we aim to provide complete peace of mind

Our financial planners can help you with the following:

  • Cashflow planning
  • Investments & ISAs
  • Pension planning
  • Tax planning
  • VCT, EIS and Business Relief
  • And when the time comes, inheritance tax and estate planning

Basically, we provide a complete independent financial planning service, whatever stage of life you’re at…

...so you can be confident you’re on the right track

Herbert & Webster
The Colin Saunders Innovation Center
Mewburn Road
Banbury
OX16 9PA

info@herbertandwebster.co.uk

01295 237001

Office Hours
9:00 - 5:00 Mon-Fri

It’s our mission to improve the lives of every single client we work with, helping to realise the dream of financial freedom. We’d love to do the same for you.

Our fully qualified advisers cover the whole of the UK

An initial consultation with one of our experienced independent financial planners is FREE and will help you secure your financial future.

You might be thinking:

  • How much should I be saving or investing each month?
  • Am I making the most of my tax allowances?
  • WI don't have a clear view of all my investment and pensions
  • How will financial decisions I make today affect my long term future?
  • How do I manage my Lifetime Tax Allowance?
  • When can I retire and with how much?

We can answer all these questions (plus ones you've not even thought of yet) and guide you on every step of your path to financial freedom.

Our Fees

Unlike a lot of firms, we like to be open and honest about our fees, so below you'll find a clear overview of our charges.

Initial Conversation - FREE

First off, we'll see if we are a good fit for each other, if we are then we'll set up an initial meeting which is also complimentary.

Financial Planning Service Fee - £2,500

Only payable if you do not proceed with our implementation process.

Implementation Fee

The first £400,000 - 3%

Funds above £400,000 - 0.5%

We charge 3% on the first £400,000 of new assets under management and 0.5% on any additional funds above this amount.

Implementation fee is a minimum of £2,500.

Ongoing Fee - 0.5%

We charge 3% on the first £400,000 of new assets under management and 0.5% on any additional funds above this amount.

Implementation fee is a minimum of £2,500.

Please note the ongoing fee is 0.5% of the assets you have with us so this fee will increase as your investment grows. Increased fees are a sign that your investments are growing.

Exit Fees - £0

A question we’re often asked is, ‘Do we charge exit fees?’

The simple answer is ‘No’. We’re so confident that once you start working with us, the benefits of having us by your side means you’ll want to remain a client.

Our client retention rate is testament to this.

Why choose Herbert & Webster:

Access to the whole of the market:

As a fully independent and directly authorised chartered firm we have access to all platforms and investment vehicles; from our unbiased standpoint we can recommend the most appropriate and tax efficient investments with your best interests at heart.

Cashflow planning:

The starting point and our guiding light is cashflow planning. We’ll illustrate your current financial situation and review how your investments are performing, then showcase potential future situations by modelling different investment and income scenarios, based on your objectives and appetite for risk.

Chartered firm & proven track record:

Only 17% of IFAs in the UK are Chartered and we’re directly authorised by the FCA. Our team looks to create long term relationships; the number of client referrals we receive is testament to this and the outstanding service we provide.

Ongoing service:

We’re with you every step of the way. At our annual review meeting we’ll look back at the previous 12 months to analyse performance and returns but more importantly look to the future ensuring we’re on the right track to achieve your financial goals. Of course, we’re only ever a phone call away should you like to discuss changes on a more regular basis.

Our 6 step process to secure your financial future:

Initial Conversation

Step 1

Initial Conversation


We offer an initial meeting FREE of charge. This will usually be at one of our offices or by phone or video call

Step2

Step 2

Getting to Know You


We discover your goals and objectives which is made even simpler with the use of our online Personal Finance Portal (PFP)

Step3

Step 3

Research & Planning


We'll create a detailed cashflow forecast which will help you visualist your financial future.

Step4

Step 4

Recommendation Presentation


We'll create a detailed cashflow forecast which will help you visualist your financial future.

Step5

Step 5

Implementation


We'll create a detailed cashflow forecast which will help you visualist your financial future.

6

Step 6

Ongoing Service


We'll create a detailed cashflow forecast which will help you visualist your financial future.

Marina Profile Blue

Ready to take the next step?