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Holistic Financial Planning

Holistic financial planning is the best way to describe our complete financial planning service, as it’s so much more than just offering financial advice and selecting the right investments.

As a client, you benefit from our high-quality holistic financial planning which looks at your current financial situation and more importantly, your future financial goals, so we can find the best way to hit your objectives.

When it comes to financial planning, there are two phases during your life.

First is the accumulation phase; this happens during your working life when you’re actively earning and investing money for the future. The second phase is de-accumulation which happens in retirement when you start to draw on the funds and investments you made in the accumulation phase.

There are specific investment and planning strategies relevant to the accumulation and de-accumulation phases, which is why the sooner you have us by your side to offer advice and guidance, the better the chance you have of financial freedom and securing a comfortable retirement.

Our Holistic Financial Planning service comprises of several key parts:

we’ll sit down at your place or ours and take a deep dive into your current financial situation, and explore your financial aspirations

to get a full understanding of how much you can afford to invest and how you’ll fare in retirement

based on our initial meeting we’ll identify your attitude to risk, along with a number of other factors to make investment recommendations to put your money to work for you

to make sure you’re taking full advantage of allowances, and maximising ISA and pension contributions

planning early so we can predict when you can retire and on how much

what happens if you fall ill or require long term care? our specialist advisers can assist

we’ll help you explore the options when it comes to passing on your wealth through comprehensive inheritance tax solutions

to make sure you and your loved ones are covered should the worst happen

to complement our service we give you access to advice from our trusted panel of solicitors and accountants via our Guardian service

The benefits

Like anything in life, once you have all the facts, you can undertake in-depth research and analysis to find the best solutions and make an informed decision – this is exactly how our holistic financial planning service can work for you.

Our service is centred around giving you confidence.

Confidence that you’re on the right path to secure your financial future and hit your goals.

The consequences of not acting now

Time is of the essence; the longer you leave it to get solid financial advice the greater the risk of reduced returns or even losses.

The majority of the UK population take little or no action to secure their financial future; in the short term this has minimal impact, but in the long term and when you come to retirement, lack of action in earlier years can have a significant impact on what should be the most enjoyable time of your life.

There are two options

Do nothing, cross your fingers and hope for the best, leaving it to chance


Take action today, let us help you make informed decisions based on all the facts, giving yourself the best chance of fulfilling your lifelong financial goals and enjoying a happy retirement.

Get in touch and we’ll call you back.