.hwfc{--hw-navy: var(--navy, #0b2545);--hw-navy-2: var(--navy-mid, #13325b);--hw-accent: var(--gold, #c9a34f);--hw-accent-soft: var(--gold-pale, #e8d9b6);--hw-bg: var(--cream, #f7f5f0);--hw-paper: var(--paper, #ffffff);--hw-ink: var(--navy, #0b2545);--hw-muted: var(--muted, #5b6b82);--hw-line: var(--line, #e4e0d4);--hw-radius: 14px;--hw-shadow: 0 10px 40px rgba(11,37,69,.08);--hw-serif: var(--font-display, Georgia, "Times New Roman", serif);font-family:var(--font-body, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif);color:var(--hw-ink);background:var(--hw-bg);padding:clamp(20px,4vw,48px);border-radius:var(--hw-radius);max-width:960px;margin:32px auto;box-shadow:var(--hw-shadow);box-sizing:border-box}.hwfc *,.hwfc *:before,.hwfc *:after{box-sizing:border-box}.hwfc__eyebrow{text-transform:uppercase;letter-spacing:.18em;font-size:11px;color:var(--hw-accent);font-weight:600;margin:0 0 8px}.hwfc__title{font-family:var(--hw-serif);font-size:clamp(26px,3.2vw,34px);font-weight:500;line-height:1.15;margin:0 0 6px;color:var(--hw-navy)}.hwfc__intro{font-size:15px;line-height:1.6;color:var(--hw-muted);margin:0 0 28px}.hwfc__intro p{margin:0 0 10px}.hwfc__intro p:last-child{margin-bottom:0}.hwfc__intro a{color:var(--hw-navy);text-decoration:underline;text-underline-offset:3px;text-decoration-color:var(--hw-accent);transition:color .15s ease}.hwfc__intro a:hover{color:var(--hw-accent)}.hwfc__input-block{background:var(--hw-paper);border:1px solid var(--hw-line);border-radius:var(--hw-radius);padding:clamp(18px,2.5vw,28px);margin-bottom:28px}.hwfc__label{display:flex;justify-content:space-between;align-items:baseline;gap:16px;flex-wrap:wrap;margin-bottom:14px}.hwfc__label-text{font-size:13px;text-transform:uppercase;letter-spacing:.12em;font-weight:600;color:var(--hw-navy)}.hwfc__amount-wrap{position:relative;display:inline-flex;align-items:center}.hwfc__amount-prefix{position:absolute;left:14px;color:var(--hw-muted);font-size:18px;pointer-events:none}.hwfc__amount{font-family:var(--hw-serif);font-size:clamp(22px,3vw,28px);font-weight:500;color:var(--hw-navy);border:1px solid var(--hw-line);border-radius:8px;padding:8px 14px 8px 28px;width:220px;background:var(--hw-bg);text-align:right;-moz-appearance:textfield}.hwfc__amount::-webkit-outer-spin-button,.hwfc__amount::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}.hwfc__amount:focus{outline:none;border-color:var(--hw-accent);background:var(--hw-paper)}.hwfc__slider{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:3px;background:linear-gradient(to right,var(--hw-navy) 0%,var(--hw-navy) var(--hw-progress,0%),var(--hw-line) var(--hw-progress,0%),var(--hw-line) 100%);outline:none;margin-top:8px}.hwfc__slider::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:22px;height:22px;border-radius:50%;background:var(--hw-accent);border:3px solid var(--hw-paper);box-shadow:0 2px 8px #0b254540;cursor:pointer;transition:transform .15s ease}.hwfc__slider::-webkit-slider-thumb:hover{transform:scale(1.1)}.hwfc__slider::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:var(--hw-accent);border:3px solid var(--hw-paper);box-shadow:0 2px 8px #0b254540;cursor:pointer}.hwfc__ticks{display:flex;justify-content:space-between;font-size:11px;color:var(--hw-muted);margin-top:10px;letter-spacing:.05em}.hwfc__steps{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-bottom:28px}.hwfc__step{background:var(--hw-paper);border:1px solid var(--hw-line);border-radius:var(--hw-radius);padding:28px 20px 22px;position:relative;display:flex;flex-direction:column}.hwfc__step-num{position:absolute;top:-14px;left:20px;width:34px;height:34px;border-radius:50%;background:var(--hw-navy);color:#fff;display:flex;align-items:center;justify-content:center;font-family:var(--hw-serif);font-size:15px;font-weight:600;border:3px solid var(--hw-bg)}.hwfc__step-label{font-size:11px;text-transform:uppercase;letter-spacing:.14em;color:var(--hw-muted);font-weight:600;margin:8px 0 4px}.hwfc__step-title{font-family:var(--hw-serif);font-size:18px;font-weight:500;color:var(--hw-navy);margin:0 0 14px;line-height:1.25}.hwfc__step-amount{font-family:var(--hw-serif);font-size:clamp(26px,3.5vw,32px);font-weight:500;color:var(--hw-navy);line-height:1;margin:0 0 4px}.hwfc__step-period{font-size:13px;color:var(--hw-muted);margin:0 0 14px}.hwfc__step-note{font-size:13px;color:var(--hw-muted);line-height:1.5;margin:auto 0 0;padding-top:12px;border-top:1px solid var(--hw-line)}.hwfc__step-note strong{color:var(--hw-navy);font-weight:600}.hwfc__total{background:var(--hw-navy);color:#fff;border-radius:var(--hw-radius);padding:clamp(22px,3vw,32px);margin-bottom:24px;position:relative;overflow:hidden;display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:center}.hwfc__total:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 100% 0%,rgba(201,163,79,.15),transparent 60%);pointer-events:none}.hwfc__total-col{position:relative}.hwfc__total-col+.hwfc__total-col{border-left:1px solid rgba(255,255,255,.15);padding-left:32px}.hwfc__total-label{font-size:11px;text-transform:uppercase;letter-spacing:.18em;color:var(--hw-accent);margin:0 0 8px;font-weight:600}.hwfc__total-value{font-family:var(--hw-serif);font-size:clamp(30px,4.5vw,42px);font-weight:500;line-height:1;margin:0 0 6px}.hwfc__total-sub{font-size:13px;color:#ffffffbf;margin:0;line-height:1.5}.hwfc__cta-wrap{text-align:center;margin-top:28px}.hwfc__cta{display:inline-block;background:var(--hw-navy);color:#fff;text-decoration:none;padding:16px 36px;border-radius:50px;font-size:14px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;transition:all .25s ease;border:2px solid var(--hw-navy)}.hwfc__cta:hover{background:var(--hw-accent);border-color:var(--hw-accent);color:var(--hw-navy);transform:translateY(-2px);box-shadow:0 8px 24px #0b254533}.hwfc__disclaimer{font-size:12px;color:var(--hw-muted);text-align:center;margin:18px auto 0;max-width:60ch;line-height:1.5}@media(max-width:760px){.hwfc__steps{grid-template-columns:1fr;gap:22px}.hwfc__total{grid-template-columns:1fr;gap:20px}.hwfc__total-col+.hwfc__total-col{border-left:none;border-top:1px solid rgba(255,255,255,.15);padding-left:0;padding-top:20px}}@media(max-width:480px){.hwfc__amount{width:100%}.hwfc__label{flex-direction:column;align-items:stretch}}